A successful investor is driven by their head, not their heart but that's sometimes harder than it sounds. Sometimes we are more comfortable with what we know and that can lead to investing in our local area instead of a location that may provide us greater growth, greater returns or both. A slowdown in the growth we have seen recently means to invest successfully it's necessary to do much more homework to buy right. Some things to consider for each area are infrastructure, both current and future, population, demographics and economics and how they will be affected by changes in the area, as well as property types and supply. The number of investors vs owner occupiers is also an important statistic to consider.

These are just some of the factors that will influence the growth we can expect over the medium term. We need to choose a property that will be in demand to the people moving into the area. Both renters to ensure a strong demand from tenants as well as buyers who will drive price increase.

It's said that some people do more research for a holiday or new tv than their investment property. We are parting with a huge amount of money to secure our futures, lets make sure we get it right.

      Personalised believe it's important to balance your portfolio, both in diversification of investments and ownership structures. Currently over 1 million Australians use an SMSF to manage their retirement plans. Is it the right option for you? First, we need to understand how it fits in your overall investment strategy and your exit strategy. It's a complex area and understanding the fundamentals and then helping you implement that plan is how we help you. Ultimately, research, preparation and planning with experts in each field will decide whether an SMSF is the most appropriate choice for your needs and circumstances.


      I have teamed with a number of trusted financial advisors to assist clients achieve this or alternatively I can work with your current advisor.

 

 Your situation is unique, and each situation requires a slightly different plan, taking into account your current position, your personal goals and your strategy timeline. Some strategies involve leveraging as much debt as possible to grow quickly, others a more conservative approach. Whatever is right for you having your debt structured optimally is the ultimate goal.


      Getting the lowest interest rate is not always the best option. Sometimes the loan that will give you the freedom to grow, recycle equity or adjust as your circumstances change will be better. With the right professionals on your team, we can implement strategies to increase cash flow and pay your debt down faster. We can work with you to consolidate any existing bad debt, and allow you to increase good debt to develop your personal wealth.